HDFC Bank FD Rate

Updated on 1-7-2026

DOMESTIC  / NRO / NRE FIXED DIPOSIT RATE < 2 Crore
Senior citizen rates do not apply to NRIs and minimum tenor for NRE deposit is 1 year.
Tenor Interest Rates (per annum) Senior Citizen Rates (Per annum)
7 – 14 days 2.75% 3.25%
15 – 29 days 2.75% 3.25%
30 – 45 days 3.25% 3.75%
46 – 60 days 4.25% 4.75%
61 – 89 days 4.25% 4.75%
90 days – 6 months 4.25% 4.75%
6 months 1 days – 9 months 5.50% 6.00%
9 months 1 days – 12 months 5.75% 6.25%
12 months – 15 months 6.25% 6.75%
15 months – 18 months 6.35% 6.85%
18 months – 21 months 6.45% 6.95%
21 months – 24 months 6.45% 6.95%
24 months 1 days – 35 months 6.45% 6.95%
35 months 6.45% 6.95%
35 months 1 days – 36 months 6.45% 6.95%
36 months 1 days – 55 months 6.50% 7.00%
55 months 6.40% 6.90%
55 months 1 days – 60 months 6.40% 6.90%
60 months 1 days – 120 months 6.15% 6.65%

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