Updated on 31-12-2025
| DOMESTIC / NRO / NRE FIXED DEPOSIT RATE < 2 Crore | |||
|---|---|---|---|
| Senior citizen rates do not apply to NRIs and minimum tenor for NRE deposit is 1 year. | |||
| Tenor | Interest Rates (per annum) | Senior Citizen Rates (Per annum) | |
| 7 – 14 days | 2.75% | 3.25% | |
| 15 – 29 days | 2.75% | 3.25% | |
| 30 – 45 days | 3.25% | 3.75% | |
| 46 – 60 days | 4.25% | 4.75% | |
| 61 – 89 days | 4.25% | 4.75% | |
| 90 days – 6 months | 4.25% | 4.75% | |
| 6 months 1 day – 9 months | 5.50% | 6.00% | |
| 9 months 1 day – 12 months | 5.75% | 6.25% | |
| 12 months – 15 months | 6.25% | 6.75% | |
| 15 months – 18 months | 6.35% | 6.85% | |
| 18 months – 21 months | 6.45% | 6.95% | |
| 21 months – 24 months | 6.45% | 6.95% | |
| 24 months 1 day – 35 months | 6.45% | 6.95% | |
| 35 months | 6.45% | 6.95% | |
| 35 months 1 day – 36 months | 6.45% | 6.95% | |
| 36 months 1 day – 55 months | 6.40% | 6.90% | |
| 55 months | 6.40% | 6.90% | |
| 55 months 1 day – 60 months | 6.40% | 6.90% | |
| 60 months 1 day – 120 months | 6.15% | 6.65% | |